“I feel under pressure to buy gifts for friends and family, but I can barely make my bills this month.”
Money worries can quickly mount up this time of year, but no Christmas should come at the cost of your mental wellbeing. It can feel like there’s a lot of pressure to spend – there’s the expensive socials, food and the bills that come with being home more.
The holidays can be brutal on our hard-earned pennies, but being honest with your friends and family about what you can realistically afford is a great place to start. Most people will understand, and many will even be relieved to have an honest conversation about Christmas cash. Chances are, lots of them will be in the same boat.
Swap the present splurge for a secret santa. Instead of buying lots of different gifts for family or friends, pick names from a hat and buy for just one person. Set a budget that’s manageable for everyone and voila, you’ve saved money and time trawling the shops for presents.
The pressure to shower kids with gifts this time of year is real, but there are lots of ways to make celebrations special without spending more than you can afford. Get kids involved with making homemade decs or take a trip to see some local lights - that’s the stuff they’ll remember in years to come.
After some weird lockdown festivities, we know that a memorable Christmas isn’t about the gifts. Instead of exchanging presents you could all chip in for an experience to do together, or bin off the pressies completely and put your focus into enjoying the day, whatever that means for you and the people you spend it with.